Open Civilization

concentrates to assist professionals to create, manage and optimize intelligent business processes through innovative technologies

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About Us

Open Civilization


Open Civilization enhances efficiency in financial industry through innovative analytics, business process automation and data management software and services. We have experience of successful implementation of projects for financial organizations.


 PlugBankPlay is a powerful and holistic platform for banks and Fintech companies.

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Solutions

Omni-Channel Digital Platform for Financial Services

  • • Accelerates digital strategy for banks and fintech companies
  • • Increases digital control for financial institutions to address customer needs
  • • Enhances business processes by creating, managing and optimizing the end-to-end customer experience


Customer Intelligence & Marketing


  • • Performs automated analysis on every metric and dimension that helps to predict the most effective approach to serve to the right person at the right time
  • • Saves marketers and analysts a ridiculous amount of time
  • • Develops better connection with consumers that increases performance of customer service and support
  • • Allows to automate administrative process associated with the in-depth analysis of data on client base of the company
  • • Understanding of customer’s profitability, which ensures the development of the right strategy for the customer


Customer Experience


  • • Captures feedback from all your customers across every channel
  • • Transforms data into insight in real time
  • • Makes data actionable for everyone across a company


Credit Flow Management System


  • • Gives capability to automate whole cycle of credit process which includes different scoring models for credit products (consumer’s credit, mortgage, credit cards and etc.)
  • • Offers opportunity to integrate external resources: core banking systems, credit offices, state centers for pension payment, black and white lists, base of cheaters and lost documents
  • • Allows request scoring process, cheating detection and limits management

Collection


  • • Provides uniform database of debtors
  • • Gives access to complete history of communication, planning and control activities by the debtors
  • • Affords information about clients who have arrears under contracts of bank loan that was not repaid




Scoring


  • • Assesses the creditworthiness of the person
  • • Estimates based on numerical statistical methods
  • • Makes decision to approve or refuse the granting a credit based on points system


GRC (Operational Risks, Regulatory Reporting)

  • • Synchronizes information and activity across governance, risk management and compliance to operate more efficiently
  • • Contains different models for monitoring, estimation, forecasting and risk control
  • • Builds matrix of operational loss according to risk objects
  • • Collects data on current and potential risks and losses


Anti-Fraud Management


  • • Provides specialized data model from all the resources on calculations, customers, transactions, employees and black lists
  • • Determines an unusual behavior, a possible cheating prognosis, signals of suspicious operations in opening accounts and implementing banking operations
  • • Includes automation of research processes


Anti – Money Laundering System (AML)

  • • Reveals coincidences of terrorism and public officials, detects suspicious operations
  • • Automatically points customer’s risk level on base of the scoring system, forms reports and consolidates customer’s data
  • • Automatically reveals connections between jclient’s accounts
  • • Gives opportunity to easily track flow of funds
  • • Reduces time to analyze data and detect suspicious patterns


Portfolio


Portfolio 1

SMS Mobile App

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Finance App

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GPS Concept

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Shopping

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Managment

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iPhone

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Nexus Phone

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Android




Our Clients



  • Bank Of China
  • Sberbank
  • RBS
  • RBK
  • Forte Bank
  • Citi Bank
  • Delta Bank
  • Eurasian Bank
  • Centr Credit Bank
  • Asia Credit Bank
  • Home Credit Bank


Team

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Tom Rensed

Chief Executive Officer

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Kathren Mory

Vice President

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Lancer Jack

Senior Manager

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